Ready to Arrive at 65

Call our Customer Support team for help with your coverage options

Here’s what to do.

The month before you turn 65, your Priority Partners coverage will end, and we will not be able to continue your care. This is normal for members who turn 65, and there’s no need to worry. You have options — the key is to act early, before you turn 65.

Now is the time to take action to ensure you have health coverage that fits your needs. We can help.

Your Health Coverage Options

If you are eligible for both Medicare and Medicaid, a Medicare Advantage Dual-Eligible Special Needs Plan, or D-SNP, can be a great option to ensure you have health coverage that fits your life at 65 — and beyond.

What’s a D-SNP?

Part A

Hospital stays
Hospice & home care

Part B

Doctor visits
Outpatient care

Part D

Prescription
drugs

Extra benefits
Discounted services

Did you know?

You can apply for a Medicare Advantage plan beginning 3 months before your 65th birthday.

We’re here to answer your questions about Medicare and what to do when your Medicaid coverage changes. Call 800-654-9728.

Choose a Plan That Fits Your Life:

$0 monthly premiums
$0 prescription copays
Help paying for food and over-the-counter items
Transportation to medical appointments
Dental, vision, and hearing care
Doctors you already know
Not all plans are the same, compare your options carefully.

Need Help?

Medicare FAQs

What is Medicare?

Medicare is health insurance from the federal government.
It helps pay for doctor visits, hospital care, and medicine.
Most people get Medicare when they turn 65.
Some younger people with certain disabilities can also get it—like people with kidney failure or ALS.
If you’re already getting Social Security, you’ll be signed up automatically.

How do I sign up?

If you’re already getting Social Security, you’ll be signed up automatically.
You need to sign up yourself if you’re not yet getting Social Security or Railroad benefits when you turn 65 (or earlier). People can sign up when they turn 65
People can sign up when they turn 65
- 3 months before their birthday
- The month of their birthday
- Or 3 months after

Can I get help paying for Medicare?

Yes. Help may be available:
- Extra Help for drug costs (If you have limited income and resources, you may qualify for Extra Help to pay for prescription drug costs)
- Medicare Savings Programs (This program can help pay for some of the costs associated with Medicare, such as premiums, deductibles, and co-pays. Eligibility is based on income and resources.) to help pay premiums and other costs.
- Programs like Qualified Medicare Beneficiary (QMB) (Helps pay for Medicare Part A and Part B premiums, deductibles, and co-pays. If you qualify for QMB, you will also automatically qualify for Extra Help with prescription drug costs).
- Specified Low-income Medicare Beneficiary (SLMB) based on income (Helps pay for Medicare Part B premiums).
To apply or learn more about these programs, you can visit Maryland.gov.

What’s the difference between Medicare and Medicaid?

Medicare is a federal program primarily for people 65 and older, or younger individuals with disabilities. It covers hospital, medical, and prescription drug services.
Medicaid is a joint federal-state program that provides health coverage to low-income individuals, including children, pregnant women, and people with disabilities.
Eligibility: Medicare is age- or disability-based, while Medicaid is income-based.
Some people qualify for both – this is called “dual eligible” or a DSNP plan.