D-SNP Benefits to Look For:
- $0 monthly premiums
- $0 copays for prescriptions
- Dental, vision, and hearing coverage
- OTC and grocery cards
- Transportation to medical visits
Medicare FAQs
Get answers to common Medicare questions.
What is Medicare?
- Medicare is health insurance from the federal government.
- It helps pay for doctor visits, hospital care, and medicine.
- Most people get Medicare when they turn 65.
- Some younger people with certain disabilities can also get it—like people with kidney failure or ALS.
- If you’re already getting Social Security, you’ll be signed up automatically.
How do I sign up?
- If you’re already getting Social Security, you’ll be signed up automatically.
- You need to sign up yourself if you’re not yet getting Social Security or Railroad benefits when you turn 65 (or earlier). People can sign up when they turn 65
- People can sign up when they turn 65
- 3 months before their birthday
- The month of their birthday
- Or 3 months after
Can I get help paying for Medicare?
- Yes. Help may be available:
- Extra Help for drug costs (If you have limited income and resources, you may qualify for Extra Help to pay for prescription drug costs)
- Medicare Savings Programs (This program can help pay for some of the costs associated with Medicare, such as premiums, deductibles, and co-pays. Eligibility is based on income and resources.) to help pay premiums and other costs.
- Programs like Qualified Medicare Beneficiary (QMB) (Helps pay for Medicare Part A and Part B premiums, deductibles, and co-pays. If you qualify for QMB, you will also automatically qualify for Extra Help with prescription drug costs).
- Specified Low-income Medicare Beneficiary (SLMB) based on income (Helps pay for Medicare Part B premiums).
- To apply or learn more about these programs, you can visit Maryland.gov.
What’s the difference between Medicare and Medicaid?
- Medicare is a federal program primarily for people 65 and older, or younger individuals with disabilities. It covers hospital, medical, and prescription drug services.
- Medicaid is a joint federal-state program that provides health coverage to low-income individuals, including children, pregnant women, and people with disabilities.
- Eligibility: Medicare is age- or disability-based, while Medicaid is income-based.
- Some people qualify for both – this is called “dual eligible” or a DSNP plan.
What if I have more questions?
Call our Customer Support team: 800-654-9728 (TTY: 711)
We can explain how Medicare works and help you understand your options.
No results found. Please try a new search.
No results found. Please try a new search.
Helpful Websites
Learn more from these trusted resources:
