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What’s the difference between Medicare and Medicaid?

  • Medicare is a federal program primarily for people 65 and older, or younger individuals with disabilities. It covers hospital, medical, and prescription drug services. 
  • Medicaid is a joint federal-state program that provides health coverage to low-income individuals, including children, pregnant women, and people with disabilities.
  • Eligibility: Medicare is age- or disability-based, while Medicaid is income-based. 
  • Some people qualify for both – this is called “dual eligible” or a DSNP plan.
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